What happens when you have regionalisation of registries eg: Births , but you have moved locations? You need to plane ride to get anywhere out of Moresby What if you happen to have more than one name? Or have been married in accordance with tribal or religious beliefs, but never registered that marriage — but taken another name? The Superannuation Funds could provide a single source of ID, however they too are only capturing the formal sector and only companies that are registered with the Funds.
So any Financial Inclusion program to get the unbanked banked, is going to have to address how to correctly identify Papua New Guineans. However, lets not forget the National ID program setup to resolve some of these issues, but ultimately is a siloed system where you do still have to vouch for a person I know — I have done this.
The focus is certainly around Financial Inclusion, and the Bank of Papua New Guinea is driving a program to investigate monetary transfers via Blockchain. At least with the formal Banks and Microfinancing units, people have a place to point the finger if things go wrong. If we were building a new National ID system today, we should be gamebreaking and using Blockchain principles.
Imagine a Niugini ID System, that the following agencies and sectors could use to validate, add, and update:. Therefore not only creating a single source of truth, but a vehicle to now allow realtime verified payments integrating Banks to Customers.
An integrated KYC system. Be able to now apply for a passport online, as you are NID verified. Be able to vote in national elections on your NID authorised mobile app. Be able to pay your taxes automatically; apply for Finance without needing to actually see someone; connect a mobile phone number to your NID; and of course be able to open a Bank Account via a mobile phone. How many company strategies identify time working on gamebreaking strategies will account for increase in revenue?
