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In recent years prices have come down and data allocations have gone up, especially among the dozens of smaller carriers reselling services from the big three. But as always, most deals come with a catch. We also have picks for people with more specific needs. We limited this guide to the most widely used national optionsβstarting with the three biggest nationwide carriers and their prepaid services and subsidiaries, and then adding services that have ranked high in surveys conducted by sites and organizations such as PCMag , the American Customer Satisfaction Index , and J.
We excluded contenders available only in parts of the US, including the regional carrier UScellular and the resold services of cable firms such as Comcast and Spectrum, which require subscriptions to their residential broadband. Last, we cut prepaid services that required separate purchases of data, texts, or voice minutes to meet any of our monthly usage quotas. We calculated the cost of three typical bundles of smartphone service for every provider: moderate use at 3 GB of data; a for-most-people scenario requiring unlimited data for the phone but with no more than 3 GB of mobile hotspot use; and a heavy-use case with unlimited on-phone data plus 10 GB of mobile hotspot use.
Other plans advise that service may get slower above a preset threshold of used dataβoften without defining those slower speeds. Some of these asterisked unlimited plans represent good values for all but the most intensive users.
To get the most balanced picture possible of the big three carriers and the services that resell their networks , we consulted independently conducted surveys of wireless-network coverage and performance from Opensignal , PCMag , and RootMetrics. In our view, consistently good performance in the places where most people live, work, and visit was a higher priority than exceptionally fast download speeds if the coverage to access those speeds was spotty.
In addition, we crunched those same numbers for shared-use plans for two and four lines, because many Wirecutter readers have asked to see comparisons of family pricing. If a plan offered a lower rate for enabling autopay or paying for a year in advance, or if it included loyalty discounts that cut your bill over time as Verizon Prepaid has offered since , we factored in those options.