We will help you to find a solution. According to the law, this is obligatory. If a self-employed person wants to have Czech health insurance, he or she has to request a copy of the agreement made with the health insurance company and ask for the same coverage that is given to all Czech citizens even though it is more expensive.
Some health insurance companies may then ask for HIV test. Anything else must be paid for at the time of service, and the person can submit a claim for reimbursement of the costs to the insurance provider in their country. When covered by Czech insurance, the amount of care provided will match the amounts listed in the policy and costs in the Czech Republic. This is something to take note of due to higher healthcare costs in other countries.
There are only a few differences between Czech health insurance companies. For example, some of them ask for an HIV test before making an agreement. If this is an issue, we can recommend a company which does not require this information. The range of anti-retroviral medications are very similar to other developed countries.
Shortages, which rarely occur, are short-lived and never too serious. One should also note that the use of generic medication is not permitted in the Czech Republic. If you are HIV positive and have anal, vaginal and oral sex without condom even you have not had transmitted the virus and even you have undetectable viral load , you may be charged by police with criminal act of endangering by infectious disease.
In practice it is not very common and it is not easy to prove it, but this threat exists and some people no foreigner were convicted. During its existence the NGO extended its goals and is currently also very active in the field of HIV prevention and awareness, and policy advocacy - many of these new services are provided directly or with support of PLWHIV.
