Looking to compare, take out private health insurance or make the switch to HCF? Discover the benefits of private health insurance for you and your family, including comprehensive health support and how to find a provider near you. Designed to provide cover for delayed luggage, overseas medical emergencies and more for singles, duos and families.
From furry friends to your home and the four wheels guiding you back to your loved ones, find pet insurance, as well as home and car cover options. Flip is the flexible, great value accident cover made for active lifestyles. Enjoy a free confidential second opinion on a health condition from independent medical specialists in Australia.
Our agreements with participating hospitals help you access lower or no-gap hospital services covered under your policy. Prepare for hospital with our guides, learn about common procedures and check average out-of-pocket costs for members with our cost indicator tool.
Eligible members can receive treatment in the comfort of their home with our network of hospital treatment substitute providers. From your first dental visit to ongoing oral care, our HCF Dental Centres offer a wide range of affordable and high-quality dental services across Sydney, Melbourne, Brisbane, and Canberra. With our hospital cover, you can choose a participating hospital in our network and avoid large gap payments by choosing a doctor who participates in the HCF Medicover scheme.
Waiting periods and annual limits apply. Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. See hcf. You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover, conditions apply. For more information see hcf. Your initial consultation with a tax advisor or legal practitioner will be covered under HCF Assist and only available during business hours.
